Once the determination has been made that an elder can no longer remain safely at home or in an alternative housing environment such as senior housing or assisted living, a plan must be developed as quickly as possible for a nursing facility.
Those who already have a plan in place are far ahead of the game, however even when no planninghas been done, strategies exist to ensure placement in the best facility possible, as well as utilizing and protecting the available assets and resources for the elder.
Medicare will pay for short term rehabilitation at a nursing home for a period of time, up to 100 days per diagnosis or event, as long as the recipient is determined to clinically qualify for skilled nursing or rehabilitative care (Physical/Occupational/Speech Therapies). Beyond that coverage limit, if an individual still needs care in a nursing facility their options are based on what type of, if any, planning has been done. Payment would range from private paying from available savings, accessing their long term care insurance benefit (if applicable) or qualifying for long term care benefits under the Medicaid Benefits program.
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If a nursing home is not needed, but services are needed at home, please reach out to us here or at (617)-472-6600.
