As the year draws to a close, it’s the perfect time to review your MassHealth coverage to ensure you’re making the most of your benefits. Whether you’re new to MassHealth or have been enrolled for years, taking some time to review your plan can help you optimize your healthcare coverage for 2024. Here are some key tips to maximize your MassHealth benefits before the new year:
1. Review Your Current Coverage
Start by reviewing your current MassHealth plan and any updates to benefits, services, or out-of-pocket costs for 2024. Consider your healthcare needs over the past year—have they changed? Ensure your current plan still meets those needs.
2. Confirm Eligibility for Extra Benefits
MassHealth offers a range of additional benefits, including dental care, vision services, and behavioral health support. Make sure you’re aware of all the benefits available to you, and take advantage of services like annual wellness checkups, which are fully covered.
3. Verify Your Provider Network
If you have a preferred doctor, specialist, or healthcare facility, confirm they are still in the MassHealth provider network. Changes can happen annually, and seeing an out-of-network provider could result in higher costs or uncovered services.
4. Update Your Income and Household Information
If your income or household size has changed, it’s essential to update this information with MassHealth. Changes in your financial situation may affect your eligibility for certain MassHealth programs or help you qualify for additional benefits.
5. Utilize Prescription Drug Coverage
MassHealth provides prescription drug coverage, but formularies can change yearly. Review the list of covered medications to ensure your prescriptions are still included. If there are changes, speak with your healthcare provider about alternatives or generics to reduce costs.
6. Explore Long-Term Care Options
MassHealth offers long-term care services, including home-based care and nursing facility coverage. If you or a loved one might benefit from these services, now is the time to explore your options and understand the application process.
Don’t wait until the last minute to review your coverage! The team at Senior Resource Center is here to assist you in navigating your MassHealth benefits and ensuring you have the best plan for your needs in 2024. Contact us today to schedule a consultation.
